West Bengal Student Credit Card Scheme 2024-25: Apply Online, Eligibility, Benefits, Registration- West Bengal Student Credit Card Scheme Apply Online and check the amount, and scheme eligibility details here before beginning online registration. The West Bengal Chief Minister Mamta Banerjee launched the “Student Credit Card Scheme” on 30 June 2021. Now, students can get a maximum Rs.10 lakh loan with a nominal interest rate of 4% simple interest per annum. Further details about Student Credit Card West Bengal are shared below.
About WBSCC West Bengal Student Credit Card Scheme 2024-25 Notification
WBSCC West Bengal Student Credit Card Scheme was launched on 30th June, 2021. Through this scheme, students of class 10th or Higher can get the benefit of the “Student Credit Card Scheme” and avail of loans up to Rs.10 lakh to go for Higher Studies in School / College / Institute within State, Other States, or Abroad. The most interesting point is students do no need to provide any guarantor to avail of this loan and interest is only 4% simple interest per annum. Interested and eligible aspirants can get benefits from this scheme up to the age of 40 Years only and loan repayment time is 15 years after getting the job.
Highlights of West Bengal Student Credit Card Apply Online 2024
| Scheme Name | West Bengal Student Credit Card Scheme 2024 |
| Launched By | State Government of West Bengal |
| Objective of Scheme | Provide Loans for Higher Education |
| Loan Amount | Maximum Rs.10 lakh |
| Repayment of Loan | 15 years after getting a job |
| Beneficiary | Students of West Bengal State |
| Year | 2024 |
| Interest on Loan Amount | 04% simple interest per annum |
| Application Mode | Offline/Online |
| Scheme Launched on | 30 June 2021 |
| Maximum Age Limit | 40 Years |
| Official Website | wbscc.wb.gov.in |
WB Student Credit Card Scheme 2024 Eligibility Criteria
- Only Students can get the benefit of “Student Credit Card Yojana” launched by West Bengal State.
- The loan can be availed to students who are studying above the 10th standard.
- The upper Age Limit is 40 Years.
- Applicant must be a permanent resident of West Bengal State.
- Applicant must be living in West Bengal for a period of at least 10 years.
- A loan can be extended to the preparation of National Level Competitive Examinations such as IPS, WBPSC, IAS, IITs, IIMs, etc.
- Loan Repayment Period: 15 Years after getting the job.
- This loan can be used only for Higher Education purposes, not for other commercial purposes.
Documents Required to Apply WBSCC Student Credit Card Yojana 2024-25
The candidate must keep the following documents before beginning the online registration process:
- Color Photograph of Application (.jpeg/.png format 20kb to 50kb)
- Color Photograph of the Co-applicant / Co-borrower (.jpeg/.png format 20kb to 50kb)
- Signature of Student (.jpeg/.png format 10kb to 50kb)
- Co-borrower / Guardian’s Signature (.jpeg/.png format 10kb to 50kb)
- Student Aadhar Card (Only PDF format – 50kb to 400kb)
- Student Class 10th Registration Certificate (PDF Format Only 50kb to 400kb)
- Guardian’s Address Proof (PDF 50kb to 400kb)
- Admission Receipt (PDF 50kb to 400kb)
- Student Pan Card/undertaking if no Pan card (PDF Size 50kb to 400kb)
- Guardians Pan Card/undertaking if there is no pan card (PDF Size 50kb to 400kb)
- Relevant Page of the Brochure/document detaining course fee/tuition fee (PDF Size 50kb to 400kb)
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WBSCC West Bengal Student Credit Card Scheme 2024 Apply Online
Eligible students who want to apply online for West Bengal Student Card Scheme must have to register online at the official website of WBSCC. A few Instructions and direct links are given below:
- First of all open WBSCC (Department of Higher Education West Bengal) official website i.e. wbscc.wb.gov.in.
- On Home Page through Main Menu Click on “Student Registration” Option.
- Now, the Student Registration – Online Application Form is display on your system screen.
- Applicant should have to provide Personal Details such as name, address, DOB, Aadhar No., Contact Details, password, educational qualification, etc. After filling in the correct details, hit on “Register” button.
- Now Login with the Application ID and Password to complete application process.
- Fill in the required details and upload supporting documents.
- Verify the details provided on Online Application and go for the Final Submission of this scheme. Take a printout for future reference purpose.
Also Read: West Bengal Lakshmi Bhandar Scheme Registration, Beneficiary List, Status
Direct Links – WB Student Credit Card Yojana 2024 Apply Online
| WB Student Credit Card Scheme User Manual | Click Here |
| West Bengal Student Credit Card Apply Online Link | Website || Registration || Login |
| WBSCC Student Credit Card Notification | Click Here |
| Official Website | wbscc.wb.gov.in |
| Download Mobile App | Click Here |
| Join us on Telegram | Click Here |
FAQs – West Bengal Student Credit Card Scheme 2024-25
Question: What is the WBSCC Student Credit Card Scheme? Answer: Student Credit Card Scheme West Bengal: Students can avail the loan upto Rs.10 Lakh for Higher Studies within West Bengal State, Other States or Abroad. |
Question: What are the benefits of West Bengal Student Credit Card Yojana? Answer: For students who dream to study abroad, within the state or in other states, but facing financial issues, the West Bengal State Government is providing a Loan up to Rs.10 Lakh with nominal interest 04% per annum. |
Question: What is the West Bengal Student Credit Card Official Website? Answer: WBSCC Official website is https://wbscc.wb.gov.in. |
Question: What documents are required to apply online WB Student Credit Card? Answer: Applicant must have to provide Aadhar Card, Pan Card, Income Proof Certificate, Bank Details, Passport Size Photographs, Signature, etc. |
| Question: Who is eligible to apply for Student Credit Card Scheme West Bengal? Answer: Students who are residents of West Bengal State and passed 10th or above class. And willing to study for Higher Education can avail of the Student Credit Card Yojana offered by West Bengal Government. |
| Question: What is the required for West Bengal Student Credit Card Scheme Apply Online? Answer: The student must arrange the necessary documents such as Birth Certificate, Residence Proof, Student ID Card, Pan Card, Aadhar Card, Photograph, etc. |
Thanks for reading the information about to West Bengal Student Credit Card Scheme 2024 Apply Online for this scheme and avail of loan maximum Rs.10 lakh for higher studies or competitive exam preparation.
CM Mamta Banerjee has done an unique scheme for the students of West Bengal but when we visit our banks they are not so cooperative in this matter and some how try to avoid student credit card applicant please issue instruction and circular from the your good administration
Sbi bank from filling process
Under WBSCC scheme one nationalised bank has sanctioned educational loan of Rs 10 lacs but at the intersect rate of 8.15% pa instead of 4% as stated in the scheme. Whether all the banks are charging like this?
Same experience for us. SBI asking 8.15%, i don’t get where this 4% comes from.
Can I get student credit card for mess expenses?
My application id no. WBSCC2152097278 dated 14.08.21 in r/o Kuntal Mistry, was submitted to SBI bank Anandamath Ichapur, Or institution, but there is no response from above site till date, actually what is requirements and will be submitted
I have done bachelor degree. I am preparing for GATE, want to pursue masters degree. Right now I’m doing a job. To pursue higher study, I have to leave the job. I don’t have any other source of income. My parents are unemployed. Am I eligible to get student credit card?
Ami khub gorib Ami akti cors cortechi
SIR,
MY APPLICATION IS(APPLICATION ID WBSCC2199084059) RETURN DUE TO AMOUNT SHOULD BE JUSTIFIED AND ALSO WRONGLY TYPE THE PRESENT STUDY OF SCHOOL (CLASS 12) ACTUALLY MY PRESENT STUDY IS B.TECH(COMPUTER SCIENCE ENGINEER) OF UNDER JIS(GARGY MEMORIAL..,BARUIPUR), CAN YOU TELL ME, I CAN RECTIFY THE PRESENT STUDY, IF YES OR NOT, IF YES, THEN I RECTIFY THE PRESENT STUDY, BUT WHY ?
I respect you medam my name is saniya Biswas my all details bank receive but no call no sms no response please Mam help me it has been two months that the bank is not responding one mail after another is coming,but the bank is not looking at them and is not saying anything already I give you bank my father income certificate and home electric bill but not response bank pelase help me emergency loan my class 1st year GNM nursing student for banglore
your loan bank name?
currently what is the status of your application?
Which Gnm nursing school is better are you suggest me for my daughter? In banglore entrance exam is required? How much cost in Gnm course?
I have filled all the details and my application is with the department now maybe verifying can anyone tell me how much time it will take for approval
I submitted the application on 9 oct 2021
In case of Student Credit Card the applicant and co borrower’s residential address need to be the same???
Will the loan be given to student directly or to the institute ?
The course fee or tuition fee will directly be paid to the institute.
It is not easy to get students credit card, because HDFC Bank is asking unnecessary documents, if the parents are unemployed, so from where they will bring documents ? I would like to request Didi to do some things earlier for the poorer. Regards. Father of a student.
same case
Students have options give payment after taking lone within short period.
Hi
Cqn working professional apply for this to pursue higher study or courses??
I am 17(+) years old and still I have no pan card..so….. Can I apply for this oppurtunity by my parent’s pan
card?
I am 17(+) years old and still I have no pan card..so….. Can I apply for this oppurtunity by my parent’s pan
card??…..
I have completed my B.tech in computer science and engineering department. Now I am preparing for GATE exam to get IIT for higher studies. Am I eligible for this loan now?
Loan can be availed student who are studying above 10th standard.
I am sure you can get because this loan is for higher studies
I am from CBSE board .
Running student of BOKARO DAV.How can i get this facility.Pls help.
How many time it will take to get the loan from the date of application?
I am not getting my school name in the list of institutions(national english school) what can i do
I will pursue an MS in computer science from University of Manchester this fall. I was trying to apply for the student credit card. However, it seems like it does not allow providing details of universities outside India. Could you please let me know if I am eligible to apply for this credit card?
You can apply for listed universities outside the India. For more details please check official notification otherwise approach to official authority, write a mail about your university you want to apply.
Can you provide the list of universities outside India for which it is allowed to use the student Credit Card?
Sorry We do not have the list.
Can WEST BANGAL D.EL.ED Trainees available the facility.
i am study in ukrene ,so i can credit lone?
Can other board student can get this facility?? As I’m from CBSE boards..
Yes, you are eligible to apply
This is for all students staying in West Bengal since last 10 years.
EXCELLLENT INITIALVE BY OUR HON’BLE CHIEF MINISTER SMT. MAMATA BANDYOPADHYAY. I AM RESIDING UNDER HER OLD CONSTITUENCY BHOWANIPUR BEING LOWER MIDDLE CLASS FAMILY LIKE US MY SON ANKIT BANDYOPADHYAY CAN DO FURTHER STUDY OI MBA AND CAN STAND HIS OWN FEET. PRAY TO ALMIGHTY FOR HER CONTINEOUS SUCCESS AS CHIEF MINISTER. BEST WISHES TO HER AND HER TEAM.
How to apply Bsc general student on student credit card?
First read detailed eligibility criteria from notification PDF, after that if you are eligible then fill Online Application. There is not hard and fast rule about it.