West Bengal Student Credit Card Scheme 2022: Apply Online, Eligibility, Registration

West Bengal Student Credit Card Scheme 2022: Apply Online, Eligibility, Benefits, Registration- West Bengal Student Credit Card Scheme Apply Online and check amount, scheme eligibility details here before to begin online registration. The West Bengal Chief Minister Mamta Banerjee has launched the “Student Credit Card Scheme” on 30 June, 2021. Now, students can get maximum Rs.10 lakh loan with nominal interest rate of 4% simple interest per annum. Further details about Student Credit Card West Bengal shared below.

About West Bengal Student Credit Card Scheme 2022

WBSCC West Bengal Student Credit Card Scheme launched on 30th June, 2021. Through this scheme, students of class 10th or Higher can get the benefit of “Student Credit Card Scheme” and avail loan upto Rs.10 lakh go for Higher Studies in School / College / Institute within State, Other States or Abroad. Most interesting point is, student no need to provide any guarantor to avail this loan and interest is only 4% simple interest per annum. Interested and eligible aspirants can get benefit of this scheme upto age of 40 Years only and loan repayment time is 15 years after getting the job.

West Bengal Student Credit Card Scheme

Highlights of West Bengal Student Credit Card Apply Online

Scheme Name West Bengal Student Credit Card Scheme 2022
Launched By State Government of West Bengal
Objective of Scheme Provide Loans for Higher Education
Loan Amount Maximum Rs.10 lakh
Repayment of Loan 15 Years after getting job
Beneficiary Students of West Bengal State
Year
2022
Interest on Loan Amount 04% simple interest per annum
Application Mode Offline/Online
Scheme Launched on 30 June, 2021
Maximum Age Limit
40 Years
Official Website https://wbscc.wb.gov.in/

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WB Student Credit Card Scheme 2022 Eligibility Criteria

  • Only Students can get benefit of “Student Credit Card Yojana” launched by West Bengal State.
  • Loan can be availed student who are studying above 10th standard.
  • Upper Age Limit is 40 Years.
  • Applicant must be permanent resident of West Bengal State.
  • Applicant must be living in West Bengal for a period of at least 10 years.
  • Loan can be extended to preparation of National Level Competitive Examinations such as IPS, WBPSC, IAS, IITs, IIMs, etc.
  • Loan Repayment Period: 15 Years after getting job.
  • This loan can be used only for Higher Education Purpose not for other commercial purpose.

Documents Required to Apply WBSCC Student Credit Card Yojana

Candidate must keep the following documents before to begin online registration process:

  • Color Photograph of Application (.jpeg/.png format 20kb to 50kb)
  • Color Photograph of the Co-applicant / Co-borrower (.jpeg/.png format 20kb to 50kb)
  • Signature of Student (.jpeg/.png format 10kb to 50kb)
  • Co-borrower / Guardian’s Signature (.jpeg/.png format 10kb to 50kb)
  • Student Aadhar Card (Only PDF format – 50kb to 400kb)
  • Student Class 10th Registration Certificate (PDF Format Only 50kb to 400kb)
  • Guardian’s Address Proof (PDF 50kb to 400kb)
  • Admission Receipt (PDF 50kb to 400kb)
  • Student Pan Card / undertaking if no Pan card (PDF Size 50kb to 400kb)
  • Guardians Pan Card / undertaking if there is no pan card (PDF Size 50kb to 400kb)
  • Relevant Page of the Brochure / document detaining course fee / tuition fee (PDF Size 50kb to 400kb)

Also Read: ICDS WB Anganwadi Recruitment 2022 Apply Anganwadi Teacher Helper Vacancies

West Bengal Student Credit Card Scheme 2022 Apply Online

Eligible students who want to apply online for West Bengal Student Card Scheme must have to register online at official website of WBSCC. Few Instructions and direct links are given below:

  • First of all open WBSCC (Department of Higher Education West Bengal) official website i.e. wbscc.wb.gov.in.
  • On Home Page through Main Menu Click on “Student Registration” Option.
  • Now, Student Registration – Online Application Form display on your system screen.
  • Applicant should have to provide the Personal Details such as name, address, DOB, Aadhar No., Contact Details, password, educational qualification, etc. After filling the correct details hit on “Register” button.
  • Now Login with Application ID and Password to complete application process.
  • Fill the required details and upload supporting documents.
  • Verify the details provided on Online Application and go for Final Submission of this scheme. Take a print out for future reference purpose.

Also Read: West Bengal Lakshmi Bhandar Scheme 2022: Registration, Beneficiary List, Status

Direct Links – WB Student Credit Card Yojana 2022 Apply Online

WB Student Credit Card Scheme User Manual Click Here
West Bengal Student Credit Card Apply Online Link Website || Registration || Login
WBSCC Student Credit Card Notification Click Here
Official Website wbscc.wb.gov.in
Download Mobile App Click Here
Join us on Telegram Click Here

FAQs – West Bengal Student Credit Card Scheme 2022

Question: What is the WBSCC Student Credit Card Scheme 2022?

Answer: Student Credit Card Scheme West Bengal: Students can avail the loan upto Rs.10 Lakh for Higher Studies within West Bengal State, Other States or Abroad.

Question: What are the benefits of West Bengal Student Credit Card Yojana?

Answer: Students who have dream to study abroad, within state or other states, but facing financial issue, then West Bengal State Government is providing the Loan upto Rs.10 Lakh with nominal interest 04% per annum.

Question: What is the West Bengal Student Credit Card Official Website?

Answer: WBSCC Official website is https://wbscc.wb.gov.in.

Question: What documents required during apply online WB Student Credit Card?

Answer: Applicant must have to provide Aadhar Card, Pan Card, Income Proof Certificate, Bank Details, Passport Size Photographs, Signature, etc.

Question: Who is the eligible to apply for Student Credit Card Scheme West Bengal?
Answer: Students who are the residents of West Bengal State and passed 10th or above class. And willing to study for Higher Education, can avail the Student Credit Card Yojana offered by West Bengal Government.
Question: What is the required for West Bengal Student Credit Card Scheme Apply Online?
Answer: Student must arrange the necessary documents such as  Birth Certificate, Residence Proof, Student ID Card, Pan Card, Aadhar Card, Photograph, etc.

Thanks for reading information about to West Bengal Student Credit Card Scheme 2022 – Apply Online for this scheme and avail loan maximum Rs.10 lakh for higher studies or competitive exam preparation.

39 thoughts on “West Bengal Student Credit Card Scheme 2022: Apply Online, Eligibility, Registration”

  1. CM Mamta Banerjee has done an unique scheme for the students of West Bengal but when we visit our banks they are not so cooperative in this matter and some how try to avoid student credit card applicant please issue instruction and circular from the your good administration

    Reply
  2. Under WBSCC scheme one nationalised bank has sanctioned educational loan of Rs 10 lacs but at the intersect rate of 8.15% pa instead of 4% as stated in the scheme. Whether all the banks are charging like this?

    Reply
  3. My application id no. WBSCC2152097278 dated 14.08.21 in r/o Kuntal Mistry, was submitted to SBI bank Anandamath Ichapur, Or institution, but there is no response from above site till date, actually what is requirements and will be submitted

    Reply
  4. I have done bachelor degree. I am preparing for GATE, want to pursue masters degree. Right now I’m doing a job. To pursue higher study, I have to leave the job. I don’t have any other source of income. My parents are unemployed. Am I eligible to get student credit card?

    Reply
  5. SIR,

    MY APPLICATION IS(APPLICATION ID WBSCC2199084059) RETURN DUE TO AMOUNT SHOULD BE JUSTIFIED AND ALSO WRONGLY TYPE THE PRESENT STUDY OF SCHOOL (CLASS 12) ACTUALLY MY PRESENT STUDY IS B.TECH(COMPUTER SCIENCE ENGINEER) OF UNDER JIS(GARGY MEMORIAL..,BARUIPUR), CAN YOU TELL ME, I CAN RECTIFY THE PRESENT STUDY, IF YES OR NOT, IF YES, THEN I RECTIFY THE PRESENT STUDY, BUT WHY ?

    Reply
  6. I respect you medam my name is saniya Biswas my all details bank receive but no call no sms no response please Mam help me it has been two months that the bank is not responding one mail after another is coming,but the bank is not looking at them and is not saying anything already I give you bank my father income certificate and home electric bill but not response bank pelase help me emergency loan my class 1st year GNM nursing student for banglore

    Reply
  7. I have filled all the details and my application is with the department now maybe verifying can anyone tell me how much time it will take for approval

    I submitted the application on 9 oct 2021

    Reply
  8. I am 17(+) years old and still I have no pan card..so….. Can I apply for this oppurtunity by my parent’s pan
    card?

    Reply
  9. I am 17(+) years old and still I have no pan card..so….. Can I apply for this oppurtunity by my parent’s pan
    card??…..

    Reply
  10. I have completed my B.tech in computer science and engineering department. Now I am preparing for GATE exam to get IIT for higher studies. Am I eligible for this loan now?

    Reply
    • Loan can be availed student who are studying above 10th standard.
      I am sure you can get because this loan is for higher studies

      Reply
  11. I will pursue an MS in computer science from University of Manchester this fall. I was trying to apply for the student credit card. However, it seems like it does not allow providing details of universities outside India. Could you please let me know if I am eligible to apply for this credit card?

    Reply
  12. EXCELLLENT INITIALVE BY OUR HON’BLE CHIEF MINISTER SMT. MAMATA BANDYOPADHYAY. I AM RESIDING UNDER HER OLD CONSTITUENCY BHOWANIPUR BEING LOWER MIDDLE CLASS FAMILY LIKE US MY SON ANKIT BANDYOPADHYAY CAN DO FURTHER STUDY OI MBA AND CAN STAND HIS OWN FEET. PRAY TO ALMIGHTY FOR HER CONTINEOUS SUCCESS AS CHIEF MINISTER. BEST WISHES TO HER AND HER TEAM.

    Reply
    • First read detailed eligibility criteria from notification PDF, after that if you are eligible then fill Online Application. There is not hard and fast rule about it.

      Reply

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